Wedding Dress Insurance

CCW Global is able to offer event insurance plans which have been specifically designed to provide high quality coverage for weddings.

As a part of our wedding insurance solutions, we are able to include policy benefits which will cover the bride’s wedding dress against accidental damage, destruction, or acts of burglary or theft which occur via the use of false keys or through deception.

A lady wedding dress by the sea


Wedding Dress Insurance Coverage

If you obtain an event insurance plan for your wedding, or you are a wedding planner obtaining coverage on behalf of your clients, then it may be a good idea to consider the inclusion of a wedding dress “damage” insurance benefit on the policy.

A wedding dress coverage benefit gives you protection against losses which result from damage, destruction, or theft.

If the dress is wholly owned by the bride, meaning that it has been purchased and/or tailored specifically for the ceremony, then the coverage will ensure that the policyholder is compensated for the full purchase price in the event of any insurable losses.

However, if the dress is being rented or loaned to the bride, then the insurance will compensate the policyholder for the real value of the wedding dress, with a dilapidation deduction applied, in the event of a total loss. For a loaned or rented dress which suffers a partial loss, such as becoming stained by red wine, the coverage will pay for the costs of restoring the garment.

Furthermore, the protection offered by a wedding dress coverage benefit on an event insurance plan from CCW is available on a worldwide basis. This means that you are covered for any damage or destruction to the dress anywhere in the world; making a Wedding Dress Coverage Benefit perfect for couples who are considering a destination wedding, where the risks of traveling to the location can be high for delicate items, like the bride’s all important gown!

Please note that wedding dress insurance coverage does not protect you against damage to the dress resulting from normal wear and tear, nor does the coverage extend to damage caused by weather unless the wedding event is organized outdoors and this has been declared on the application. Additionally, damage to the dress stemming from an intentional "Trash The Dress" session are not typically covered under a wedding dress coverage benefit on a wedding insurance plan.


Free Wedding Dress Insurance Quotes

If you would like to receive a free quote for an event insurance plan which includes wedding dress coverage, simply complete the short form. Once you have submitted your quotation request an expert CCW Global event insurance broker will contact you directly to further discuss your coverage requirements.

You can read more about this process by clicking Specialist Insurance Quotes.

Alternatively, should you have any additional questions about the protection offered under an event insurance plan’s wedding dress coverage benefit, or if you would like to enquire about the coverage options available under CCW’s event insurance products, please Contact Us Today.

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