Overview

Medical Malpractice Insurance

CCW Global is able to offer comprehensive Medical Malpractice Insurance protection to medical professionals in Hong Kong.

Medical Malpractice insurance is a form of Professional Indemnity protection that applies solely to individuals and companies operating in the healthcare industry. This form of insurance protection is designed to protect individuals and companies operating in the healthcare, veterinary, and wellness industries against the financial and reputational losses that may result as a consequence of errors in their work.

A single malpractice allegation against a doctor or healthcare provider will be costly to handle, and can result both in a loss of future business, and financial penalties depending on the severity of the malpractice event being claimed. Dealing with a claim of malpractice is stressful and distracting, and will impact a practice’s ability to offer medical treatment to patients.

Hong Kong Medical Malpractice Insurance is able to support healthcare practitioners at all stages of a malpractice claim.

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Explanation

What is Medical Malpractice Insurance?

Medical Malpractice is a form of Professional Indemnity designed to protect medical providers from liability as a result of negligence or malpractice in their work.

In Hong Kong, Medical Malpractice insurance products are generally worded so that the insurer “shall pay on behalf of the insured any loss arising from any claim for civil liability in respect of professional services, provided that such a claim is first made against the insured during the period of insurance.”

Under this wording; as long as the claim is not specifically excluded from coverage, as is typical with claims directly or indirectly caused by fraud for example, a Hong Kong Medical Malpractice Insurance policy is generally able to protect against most claims of malpractice or negligence made against a provider.

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Who

Who Needs Malpractice Insurance?

Medical Malpractice insurance is available to most professionals working in the healthcare industry.

All traditional doctors and medical practices should be fully covered by a Medical Malpractice Insurance policy. This includes people like General Practitioners, Obstetrics and Gynecology, Oncology, and all other traditional medical specialists and doctors. Under most Medical Malpractice products these occupations are referred to as “Hard Medicine.”

It is also possible for “Soft” medical practitioners to obtain Medical Malpractice insurance coverage in Hong Kong. Professionals including Physiotherapists, Psychologists, and Chiropractors are all able to avail themselves of Medical Malpractice protection in HKSAR.

This soft medical coverage can also extend to “aestheticians” providing Botox and beauty treatments. However, it should be noted that licensed doctors must be registered with the Hong Kong doctor’s union and will normally have to purchase an additional top up on their malpractice policy in order to receive protection against negligence claims in relation to these treatments.

Medical Malpractice Insurance may be a required purchase for many professionals operating in the healthcare industries, and can often be mandatory for medical students undergoing residency at hospitals or placements at clinics.

Finally, Medical Malpractice insurance can also extend to cover veterinarians and animal clinics. Any vet who does not currently possess a Medical Malpractice insurance policy may find themselves dealing with a negligence claim out of pocket.

Quotations

Free Medical Malpractice Insurance Quotes

CCW Global is able to offer a number of high-quality Medical Malpractice solutions in Hong Kong that can be tailored to meet the exact needs of your healthcare practice. From traditional medical providers, through to specialists and aestheticians, the Medical Malpractice insurance solutions we work with ensure that you are protected against any accidents or mistakes that occur in your work.

For more information, please Contact Us to speak with an expert business insurance broker today. Alternatively, you may also complete this short form to request a free quotation for your office today.

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