Luxury Vehicle Car Insurance

CCW Global is able to provide a number of car insurance options in Hong Kong to the owners of high-end luxury automobiles.

One of the biggest issues facing the owners of high-end luxury cars in Hong Kong is finding appropriate insurance coverage for their vehicles. This stems from the fact that many Hong Kong insurance companies are reluctant to provide coverage to expensive luxury vehicles, including cars like Ferraris, Aston Martins, and Porches.

CCW Global has recognized this problem, and has worked with leading Hong Kong Insurance companies to provide options to the owners of luxury vehicles which will offer the higher levels of coverage needed to properly offset the liability presented by more expensive cars.

Luxury car


Luxury Car Insurance Coverage in Hong Kong

The Luxury Car insurance options provided by CCW in Hong Kong are Comprehensive Car Insurance policies, meaning that they will provide a higher standard of coverage than a Third Party Car Insurance plan.

However, due to the fact that a Hong Kong Luxury Car Insurance policy has been designed to provide cover for high-end expensive vehicles, there are a range of added benefits which are not normally included in standard comprehensive car insurance plans. Coverage benefits under a Luxury Car Insurance policy in Hong Kong can include:

  • Coverage for Own Damage to vehicle
  • No Depreciation Factored in Claims
  • Third Party Property Damage cover up to HK$ 5 Million
  • NDC Protection up to HK$100,000 or 15% of sum insured
  • Free Windscreen and Sunroof cover up to HK$20,000
  • Temporary Replacement Vehicle Coverage up to HK$20,000
  • Emergency Roadside Assistance
  • 24 Hour Motor Concierge Service
  • Claims Recovery Services
  • And Many More

These extended coverage benefits, in addition to the standard covered offered by a Comprehensive Car Insurance plan in Hong Kong mean that a Luxury Car Insurance policy is the perfect way to insure your high-end luxury vehicle against a range of extended risks.


Depreciation Protection

CCW Global can offer luxury car insurance plans in Hong Kong which provide coverage on a “No Depreciation” basis.

This is significant as most typical car insurance options in Hong Kong will only offer coverage which includes depreciation in the event of an accident or loss event. However, due to the vast expensive of purchasing a high-end luxury vehicle, any policy which includes depreciation as part of the claims process means that you will likely not receive reimbursement for the full value of your vehicle in the event of an accident.

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Our Advantage

Why CCW Global?

With Luxury Car insurance coverage from CCW we will work with you to determine the value of your car(s) – this is known as the agreed value. In the event of an accident resulting in the total loss of the vehicle you will receive the full agreed value, regardless of any market depreciation values which may exist on the vehicle.

With many standard Hong Kong Comprehensive car insurance policies, in the event of a total loss situation the policyholder will only receive reimbursement after the depreciated value of the vehicle has been calculated. In the case of some makes of car, these vehicles can lose as much as 10% of their value the moment they are driven away from the dealership. This means that if there is an accident resulting in a total loss, the policyholder will receive far less than the original value of the car as reimbursement under the policy – and depending on how long the individual has owned the vehicle this may be much less than purchasing a replacement car.

With a Luxury Car Insurance plan from CCW, you can ensure that you will receive the full value of your vehicle in the event of a total loss event; enabling you to quickly replace your car and get back on the road.

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Free Luxury Car Insurance Quotes in Hong Kong

To receive a free luxury car insurance quotation comparing a range of luxury car insurance options in Hong Kong, simply complete the short form located here. Once you have submitted your quotation request an expert Hong Kong Insurance Broker will contact you directly to further discuss your coverage needs.

You may also request to schedule a free, no-cost, no-obligation consultation with our expert advisors by Contacting Us today

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In case of urgent assistance please call our office at (+852) 2114 2840 during business hours.