Life Insurance Premiums by Policy Type

CCW Global is able to provide a comprehensive range of life insurance solutions to individuals and businesses in Hong Kong. However, while are many life insurance plans available, it is important to understand that choosing one type of coverage over another can have a significant impact on your overall policy premium.

The type of policy you choose to apply for, in conjunction with the additional variables that make up the rest of a life insurance premium calculation, will ultimately determine the overall policy premium you are required to pay.

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Types of Life Insurance and Their Relative Cost

Traditionally, a Term Life Insurance plan is usually the cheapest form of life insurance protection available in Hong Kong. This is followed by Whole of Life products, with Universal Life Insurance plans normally being the most expensive type of life cover in Hong Kong. Annuity products can be a financial burden with their initial lump sum payment, but these plans will ensure that you get the money back.


Free Life Insurance Advice

If you would like additional information about the relative cost of life insurance products in Hong Kong, or if you would like to receive a free life insurance quote, please complete the short form on this page. An expert CCW Global Insurance broker will contact you directly to assist with any questions you may have. Alternatively, Contact Us to speak with an advisor now!


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