How Does Emergency Evacuation Work?
In the event that you suffer a medical emergency, such as an accident or illness, while overseas a Hong Kong health insurance plan which includes an Emergency Evacuation coverage benefit will ensure that you are able to receive transportation to a secondary location where care and treatment are available for the condition.
In order for the evacuation to be covered under the Hong Kong medical insurance plan, both the attending doctor at the primary medical facility and the insurance company must agree that no care is available in your current location and that an evacuation is, indeed, necessary.
At that point you will be transported to a hospital or medical facility which can provide appropriate care. That transportation can, depending on your circumstances, occur via land, water or air and can mean that you are evacuated to a superior hospital within your current country, transported to a neighboring country, or even repatriated to your home nation.
The specifics of the evacuation and transportation will depend on the severity of your condition and the treatment you require, but it is important to understand that the evacuation must be a medical necessity; a policyholder cannot demand an evacuation because they feel like it.