Outpatient Health Insurance
Hong Kong outpatient health insurance plans are designed to protect you against the costs of medical treatment where an overnight stay in a hospital is not medically necessary.
Outpatient health insurance coverage in Hong Kong is usually purchased as an addition to an Inpatient Medical Insurance policy. This means that, in order to obtain an outpatient coverage benefit, your Hong Kong health insurance plan must already include inpatient protection.
Outpatient protection in Hong Kong may not be suitable for everyone, especially considering the relatively low costs associated with visiting your local General Practitioner and Family Practitioner. However, families with children may get real use out of such coverage as it can make those every day check-ups and doctor’s visits relatively painless, especially if the plan includes a direct settlement network.
While the costs of outpatient treatment will be much lower than those of inpatient care, you will normally receive more outpatient treatment over the course of any given year, and the total expense can quickly add up. If you are concerned about routine healthcare services, and would like to access higher cost GPs and FPs, then you should consider including outpatient coverage under your Hong Kong health insurance policy.
Considerations impacting Outpatient Protection
Additional Coverage Benefits
There are a number of additional coverage benefits which can be added to your Hong Kong health insurance plan which will complement your Outpatient protection. If you are obtaining your outpatient coverage because you have small children, will you be expanding your family? If you are planning on having more children then adding a Maternity Coverage Benefit to your plan could be very useful. Additionally, coverage for Emergency Evacuation, Dental Treatment, and Alternative Therapies can help you to get far more use out of your Hong Kong medical insurance policy.
Areas of Coverage
CCW can provide Hong Kong outpatient insurance policies which will offer comprehensive both in Hong Kong and around the world. Choosing a specific coverage area under your Hong Kong health insurance plan can have significant benefits, such as a reduction in your overall plan premium. While many of the policies we work with have international coverage included as standard, there are a number of options for you to choose from with regards to your plan’s coverage are.
Free Outpatient Insurance Quotes in Hong Kong
If you would like to receive a free quote for a comprehensive Hong Kong health insurance plan which includes Outpatient insurance protection, simply complete this form. One of our expert Hong Kong insurance brokers will then contact you with an extensive comparison of all the leading plans best suited to meet your specific requirements. To find out more about this process please click Hong Kong Health Insurance Quotes.
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