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Life Insurance Policy Reinstatement in Hong Kong

Life Insurance Policy Reinstatement, also known as Policy Revival, is the ability to bring back, or reinstate a policy which has previously lapsed. In essence, this brings a dead policy back to life.

Whilst reinstatement can happen at any time through mutual consent between the policyholder and the insurance company, a policy reinstatement benefit ensures that the policyholder has the right to revive a lapsed policy under specific provisions.

How Does Life Insurance Reinstatement Work?

In the event that a lapsed Hong Kong Life Insurance policy contains a Reinstatement benefit the policyholder can revive the plan and continue receiving coverage.

This is possible as long as the policyholder exercises his right of reinstatement within a specific time period, normally within 5 years of the lapse, and can only be applied in the event of a lapse and not surrender. Furthermore, a number of conditions may be imposed by the insurance company including:

If the policyholder can satisfy all the relevant requirements, the policy may be brought back into force under the same conditions as it provided at purchase.

Free Life Insurance Quotes in Hong Kong

If you would like to receive a free Hong Kong Life Insurance Quotation which compares a range of Hong Kong life insurance plans which offer a reinstatement benefit, simply complete the short form at the top of this page and select Life Insurance from the appropriate menu.

Once you have submitted your quotation request an expert CCW Global Life Insurance broker will contact you directly to further discuss your coverage options. You can learn more about our Life Insurance Quotations by clicking the link.

In the event that you have any additional questions about reinstatement of life insurance plans in Hong Kong, or if you would like to learn about the extensive life insurance options offered by CCW Global in Hong Kong, please Contact Us Today!


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