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Bowtie Life Insurance Company Limited from CCW Global

Introduction

Bowtie Life Insurance Company Limited from CCW Global

Your protection, our core intention.

The original purpose of insurance is to protect the needs of life, but the market is dominated by investment products, resulting in a serious "protection gap" that widens the gap between the protection needed and the resources available.

We use technology to reduce costs and provide "pure protection" products that really suit the needs of the public, so that they can get better protection at a lower cost.

We want to drive a change in the industry by transforming traditional sales practices, simplifying enrolment, claims procedures and also "the devil’s clauses". We believe that "just fit is the best".

First authorised virtual insurance company in Hong Kong

In 2018, Bowtie became the first authorised virtual insurance company in Hong Kong under the Insurance Authority to provide a fully digital insurance experience for Hong Kong people through innovative technology and medical expertise.

Special discount of Bowtie Insurance Plans for CCW Global


Terms and conditions

1 When increasing the sum insured amount to HK$20 million, the insured person needs to undergo re-underwriting, no re-underwriting is needed.

2 Full coverage shall mean no itemized benefit sub-limits, and applies to designated benefit items only. The benefit payable shall be subject to the remaining deductible (if applicable), annual benefit limit, lifetime benefit limit and other limitations such as reasonable and customary charges, a pre-existing condition, “List of Designated Hospitals in Mainland China” and receiving medical treatment in the United States. For detailed terms and conditions, product risks, and exclusions, please refer to the relevant product website and policy.

3 For claims related to Multiple Critical Illness Benefit, Cancer (reappeared, metastasised, continued without remission, or a new primary Cancer, that is diagnosed after your preceding Cancer claim), Stroke, Heart Attack and other related heart diseases (including Coronary Artery By-Pass Grafts or Other Serious Coronary Artery Disease) are subject to additional requirements. Please refer to the policy terms and conditions, and exclusions for details.

4 According to a related report on Economic Times, the median treatment time for lung cancer is 28 months, plus a 6-month recuperation period.

5 Source: Cancer information website - Lack of government planning for cancer treatment in Hong Kong (2018).

#The above content is for reference only. If you need any tax advice, please consult your tax advisor. You can also visit The Health Bureau's website for details on tax deductions.

Disclaimer: The insurance premium discount offer and product information displayed on the CCW Global website are provided and approved by Bowtie Life Insurance Company Limited (“Bowtie”) for reference only and do not constitute part of an insurance contract. For details, please contact Bowtie or refer to the relevant insurance policy and its terms and conditions . CCWB Global and its users do not represent any life insurance company or act as authorized insurance agents for any life insurance company. CCW Global is not an authorized agent of Bowtie. You should consult professionals for information on insurance products, tax or financial advise and choose insurance products suitable for your needs. This promotional material is for reference only and does not form part of the insurance contract. For details, please refer to the relevant insurance policy and its terms and conditions or contact Bowtie.

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In case of urgent assistance please call our office at (+852) 2114 2840 during business hours.