Hong Kong Health Insurance Articles

Are You Worried About Pre-existing Medical Conditions?

Published on: 5 October 2021 by Michael Lamb

In recent weeks CCW Global has looked at a number of technical considerations and principles that are applied to insurance. This included the following topics:

• What is a Risk
• What is a Contract
• How Agency is created
• The application of Insurable Interest
• How Proximate Cause applies to claims.

One of the fundamental concepts of insurance is that it is a mechanism by which risk is transferred from one party to another, equitably, for a pre-determined fee. As we learned in our discussions of Risks, Contracts, and Proximate Cause, there are mechanisms available to both the policyholder and the insurance company to confirm the equity needed in any given insurance coverage.

What is the right coverage for your kids?

Published on: 2 June 2021 by Michael Lamb

As parents we want to ensure that our children have access to the very best that we can offer them. From education to entertainment, when you are a parent, your child is often the priority; you want to give them everything you can. It is no different when it comes to protecting your children. Ensuring that they are safe and secure, happy and healthy, means the difference between a good sleep or worrying all night.

Insurance is able to help you ensure that your children have the protection they need, when they need it – giving you the peace-of-mind to sleep soundly at night.

How do the Covid-19 Vaccines work?

Published on: 6 January 2021 by Michael Lamb

With the news that the Hong Kong government has secured 7.5 million doses of the AstraZeneca vaccine to be available by the middle of next year it finally feels like the beginning of the end of to the Covid-19 pandemic.

However, with all the news surrounding the vaccine there are many people who may be, understandably, concerned about both its efficacy and methods of operation. From concerns about vaccines causing Autism (which are not scientifically grounded), to the spurious claims that “Bill Gates” has included microchips in them, there is a lot of noise out there regarding the Covid-19 Coronavirus vaccine.