Hong Kong Health Insurance Plans

While Hong Kong has one of the world’s highest quality public healthcare systems, which is accessible by residents for a relatively low cost (and even a discount if you pay with your Octopus card!), the system is increasingly being overburdened by an ageing population and increased immigration from Mainland China. This means that it can be increasingly difficult to access public healthcare services without being encumbered by extensive bureaucratic red-tape and excessive waiting times; but the system exists and many Hong Kong residents find the services sufficient for their needs.

In the event that you would like to use Hong Kong’s private hospitals it is important to understand that the city has some of the highest private medical costs in the world – second only to the USA and Israel. Additionally, many of Hong Kong’s best doctors work exclusively within the private healthcare sector, meaning that their services will often carry a hefty fee.

If you would like to use private medical facilities and services in Hong Kong CCW strongly recommends that you consider the purchase of a Hong Kong Health Insurance policy to ensure that you are not stuck with expensive medical bills after your treatment.

Purchasing a Hong Kong health insurance plan is not mandatory, but can help to alleviate a large part of the burden of your healthcare costs in the event that you need treatment, and can remove the stress of knowing whether you are getting the best care possible.

Mongkok street view with minibus


Types of Health Insurance Plan

Our Hong Kong health insurance plans are designed to cover a range of different and unique needs. We can provide comprehensive coverage options to expatriate and local individuals, families, groups and companies located in Hong Kong.


Free Hong Kong Health Insurance Quotes and Comparisons

If you would like to receive a free quote for a Hong Kong Health Insurance plan, or if you would like to enquire about the coverage options which are available to you locally within Hong Kong, please complete the short form on this page.

You can also Contact Us to learn more about the insurance products we work with.

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In case of urgent assistance please call our office at (+852) 2114 2840 during business hours.