If you are driving a car on a Hong Kong road it is a legal requirement that you must possess a valid Motor Vehicle Insurance Policy. You will also need to provide proof of insurance when registering or renewing your Vehicle’s license at the transport department.
There are many Car insurance providers in Hong Kong, and CCW Global Insurance Brokers chooses to only work with Car Insurance companies which are able to provide exceptional levels of coverage; giving you the assurance that you will have the cover and assistance you deserve in the event of an accident.
CCW is able to provide a range of motor vehicle and car insurance coverage options to drivers in Hong Kong. We will work with you to assess your needs, and help you to find a car insurance plan which works both for your budget and your protection requirements.
Types of car insurance coverage available in Hong Kong through CCW include:
The minimum legal requirement according to the Hong Kong Motor Vehicles Insurance (Third Party Risks) Ordinance is to cover your legal liabilities towards third parties with respect to injury or death.
However, most insurers in Hong Kong do not provide insurance covering you only in the event of injury or death caused to a third party, and Third Party motor insurance policies in Hong Kong will almost always include cover for damage to third party property.
Please click Third Party Motor Vehicle Insurance for more information.
Comprehensive motor insurance policies include Third Party insurance, protecting you against your liability towards third parties in respect to bodily injuries, death, or damage to property. But a Comprehensive Motor Insurance plan will extend the coverage to protect you against damage to, and theft of, your own vehicle.
Because there is more coverage available through this type of plan it is easy to see why this is Comprehensive as it protects against a wider range of risks than simple Third Party protection.
Please click Comprehensive Car Insurance for more information about this type of plan.
CCW offers bespoke car insurance solutions for luxury and high-end vehicles in Hong Kong. Including focused policy benefits, like no depreciation in total loss events, these plans are specifically designed to protect the owners of high end vehicles from the higher risk associated with these cars.
Please click Luxury Vehicle Car Insurance for more information about these policies.
Motorbikes and Motorcycles are able to be insured in much the same way as a private car. Under a Motorbike Insurance plan in Hong Kong you have the option of selecting comprehensive or third party coverage depending on the levels of protection you require and the value of your bike.
For more information please click Motorbike Insurance Coverage.
Commercial Vehicle insurance is similar to Private Vehicle motor insurance in terms of the coverage provided – you can take Third party only cover for your legal liabilities, or you can take a fully Comprehensive policy to extend to cover loss of or damage to the vehicle – however the different policies cover the vehicle for different uses. Private car insurance only covers the vehicle being used for social domestic and pleasure purposes and excludes use of the vehicle for commercial gain. Commercial Vehicle insurance will cover the vehicle specifically for commercial uses (and also for social domestic and pleasure purposes).
Please click Corporate Vehicle and Fleet Insurance Coverage for more information.
If you would like to receive a free quote for any of the Hong Kong car insurance plans listed on this page, simply complete the short form at the top of this page and select Car Insurance from the drop down menu. Once you have completed the quotation request an expert Hong Kong insurance broker will contact you with your quotation comparing the leading options for your vehicle.
For more information about how CCW Global provides quotations for vehicles in Hong Kong please click Our Car Insurance Quotes.
You can also speak to a CCW advisor about the car insurance coverage option available in Hong Kong by Contacting Us Today! We are standing by to take your call now.