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Hong Kong Health Insurance Articles

CCW Global Insurance Brokers has created a number of in-depth resources and articles to help you understand the issues revolving around health insurance in Hong Kong. We will be continually updating this page with content which provides extensive analysis and investigates all the core concerns in relation to your coverage needs in Asia's world city.


Is Group Medical Insurance Sustainable?

Published on: 4 October 2013 by Michael Lamb

A group medical insurance plan which costs US$ 500,000 today will increase to a fraction under US$ 1,000,000 by 2020.

Read that again; over the next 7 years the cost of corporate medical insurance schemes are set to double if current premium inflation trends remain constant.



Is Health Insurance Right For You?

Published on: 25 July 2013 by Jade Chan

Introduction

The Hong Kong healthcare system is composed of two sectors; a private track, and a government sponsored public track. The private sector offers numerous options and luxurious perks, but comes at a very high cost. The public sector, subsidized by the Hong Kong government, is provided to eligible residents at a very low fee. However, the public sector faces a number of growing problems including overcrowding, long wait times and excessive bureaucracy.

In order to address problems within the public sector, the Hong Kong government launched a health reform in 2008. Split into two sections, it aimed to enhance public-private partnerships, shorten wait times, and a whole plethora of other promises. Not much progress has been made and, as a result, healthcare costs in Hong Kong remain very high.



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