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Hong Kong Health Insurance Articles

CCW Global Insurance Brokers has created a number of in-depth resources and articles to help you understand the issues revolving around health insurance in Hong Kong. We will be continually updating this page with content which provides extensive analysis and investigates all the core concerns in relation to your coverage needs in Asia's world city.


HPS Proposals May Lower Employee Benefits

Published on: 16 January 2014 by Michael Lamb

The recent proposal by the government to provide tax breaks for Hong Kong health insurance plans which offer coverage regulated under the Health Protection Scheme (HPS), may lead to lowered company benefits for employees in the city, according to experts.

The plan to standardize medical insurance products offered by Hong Kong insurance companies in an oncoming government reform campaign may mean that workers are set to lose out as employers could simply stop providing medical insurance benefits to their staff. According to Professor Peter Yuen Pok Man at the Polytechnic University the proposal to standardize coverage offers, even with the idea of tax breaks for individual purchasers included, “ is not likely to attract employers current providing various types of health insurance plans to migrate their plans to HPS.”



Private Health Insurance Tax Breaks Proposed in HK

Published on: 14 January 2014 by Michael Lamb

Hong Kong's Public Healthcare system is being overburndendIn order to help alleviate the increasing burden being placed on Hong Kong public hospitals, the Government has revealed a scheme focused on tax breaks for individuals purchasing Private Health Insurance coverage in the city.

According to the South China Morning Post* current Hospital Authority spending is running at approximately double the inflation rate having risen in 2013/14 by 63 per cent to HK$ 44.4 billion from the HK$27.2 billion seen in 2006/07. This revelation follows recent reports of unsettling statistics at HK’s public hospitals, and is the latest proposal in a lengthy attempted-reform process starting in 2006.



Public Hospitals; Cheap, Not So Safe.

Published on: 9 January 2014 by Michael Lamb

According to articles released in both the South China Morning Post* and The Standard newspapers this morning, there may be some major issues at Hong Kong’s public hospitals. From rampant overcrowding, to higher than expected death rates, Hong Kong’s renowned government-run healthcare service may not be exactly as advertised.

Hong Kong has long boasted one of the most sophisticated public/private healthcare systems in the world with an extensive range of private medical options supported by comprehensive public healthcare services. With hospitals like the Queen Mary, Queen Elizabeth, and Prince of Wales able to provide high-quality low-cost healthcare treatment to Hong Kong residents, locals have never been overly concerned about issues like medical insurance or private medical treatment – the public system has always been able to provide adequate healthcare services.



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