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General Insurance Articles, Analysis, and Case Studies

CCW Global Insurance Brokers has created a number of in-depth resources and articles to help you understand the issues revolving around general insurance topics in Hong Kong. We will be continually updating this page with content which provides extensive analysis and investigates all the core concerns in relation to your general insurance coverage needs in Asia's world city.

Don’t leave your presents in the cold this Christmas

Published on: 16 December 2020 by Michael Lamb

With a new wave of the Covid-19 Coronavirus impacting many countries across the world, and travel restrictions re-appearing which could mean long quarantine stays upon return to Hong Kong (if you’re even able to get back), many Christmas traditions and plans are being put on hold. Due to this, people are spending more time with their family over the Christmas holidays. They will also be spending more on gifts – 2020, despite all its drama, was a fairly dull year with all the staying home and social restrictions.

From engagement rings, new pieces of art for your collection, new phones, new TVs, and new video game systems, experts are predicting a surge in consumer spending this holiday season. This means its pretty likely you’re going to have, at least some, new stuff in your home over the next few weeks – and some of those items could be pretty expensive. What’s the best way to protect new additions to your home after Christmas?

Insuring your relocation risks

Published on: 17 November 2020 by Michael Lamb

With the current state of the world there is a lot of uncertainty in life at the present. Opportunities which once may have been available in Hong Kong are now presenting themselves elsewhere. As such, many individuals and families are considering relocating away from Hong Kong, even if they have been in the city for many, many years.

Moving an established household is no mean feat, and can be made even more difficult if you’re relocating with your domestic helper, pets, and having to deal with the immigration requirements at your destination on top of your logistical headache. There is a lot that can go wrong, even if you take all appropriate measures, because there will be so many risks that are simply out of your control.

What is proximate cause?

Published on: 11 November 2020 by Michael Lamb

Insurance is a tricky beast. Unless you spend a vast amount of time studying policy documents, you’re likely only going to have a limited understanding of some of the core mechanisms that influence the coverage you hold. From what risks can be insured, to the length of various policy terms, and even how premiums are calculated, there is a lot of minutia that needs to be understood.

Thankfully the expert insurance brokers at CCW Global have a comprehensive understanding of the details that make your insurance products work, but we want you to also have some idea of the impact of these mechanisms.

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