CCW Global Insurance Brokers has created a number of in-depth resources and articles to help you understand the issues revolving around general insurance topics in Hong Kong. We will be continually updating this page with content which provides extensive analysis and investigates all the core concerns in relation to your general insurance coverage needs in Asia's world city.
Published on: 29 June 2022 by Michael Lamb
With the July 1st Celebrations and a public holiday just around the corner, you may be considering a BBQ this long weekend. But as you’re buying meats to throw on the grill and getting in some beers for your guests you should take a second to consider the risks associated with a barbeque in Hong Kong and how insurance can help.
For example, in the USA more than 40 percent of adults admit to grilling out while drunk – which carries with it a degree of danger. If you’re cooking on the BBQ then you’re probably playing with fire, which doesn’t generally mix well with alcohol. This turns out to be proven by the whopping 13 percent of American grillers who have experienced an accident or injury in front of the BBQ. Accidents are more common in men, and much higher amongst those who grill while drunk.
Published on: 14 June 2022 by Michael Lamb
If you’re a father you’re probably looking forward to Father’s Day, which happens to be this Sunday, June 19th 2022. It’s a day where you’ll normally get to put your feet up, choose the restaurant you want to eat at, and (maybe) even choose what to watch on the TV!
But while you’re relaxing over a delicious steak with a nice glass of wine, enjoying your family, it might be a good time to ask yourself “how would they cope without me?”
Published on: 25 May 2022 by Michael Lamb
If you’ve ever purchased an insurance policy, then there’s a good chance the policy was an annual renewal contract. This is the case with most forms of insurance sold worldwide – plans generally last 365 days in duration, at which point they can either lapse or be renewed by the policyholder.
In Hong Kong, almost all of the insurance plans you encounter will be annually renewable. There are some exceptions. Travel insurance, for example, is obtained by many people on a per-trip basis. But even here, there is the possibility of being covered under an annual travel policy if you’re overseas frequently enough to warrant the protection. Some types of insurance may limit the number of times you are able to renew a policy, while others may allow the policyholder to continue renewing their coverage (and paying an annual premium) for a lifetime.
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